You may fill out a duplicate of the most recent site here ITR one have good BIR stamp. I think for this one to, you will have to visit your RDO to track down stamped.
When you’re an effective freelancer otherwise an entrepreneur, you can fill in a copy of audited ITR and you will BIR stamp. I did not test this you to as I wasn’t the person who applied for the loan and that i don’t subscribe to become co-debtor, but I believe this will indicate bringing your newest ITR, and simply to take the brand new safer front side, their bookkeeping books, on RDO.
When you are functioning, you are able to choose to complete the formal thirty day period spend slip dated at the very least 90 days before date from app. Jay decided to complete about three to close the offer, haha! He together with submitted his COE and additionally all of them.
It is on the initial step. Pag-IBIG usually evaluate the submissions to check your qualification to apply having a property mortgage.
Once you have recorded such files on the web, you’ll discovered a contact compelling one to pay for the latest handling commission. I reduced Php 1,000. Ensure that you print-out a copy of confirmation of your commission. You will need to bring that it so you can Pag-IBIG , as well as the other criteria, after you have started anticipate to check out their place of work because of email otherwise a call.
Here you will find the data that you need to bring to Pag-IBIG once you’ve come asked add your posts physically:
1. All the brand spanking new duplicates of the data files your submitted regarding first techniques, except for the latest selfie. You should supply their ID photocopied.
2. A copy of your Special Strength of Attorneys to the agent. (In case your proprietor is not throughout the Philippines)
The expense of notarization is based on the newest concurred cost of the house stipulated on your offer to sell.
They including query to take the pictures together with your good ID once again. Now, it could be their workers that will do the try.
Appraisal phase
Because the desk manager looks more than your documents and you may notices no inaccuracies, you may be expected to fund assessment payment. I repaid Php dos,000.
We had been advised to attend for a call from a single of their staff regarding your agenda of the house appraisal. What the results are while in the home appraisal is they will send representatives so you’re able to examine the house to see if they suits the standard and you can requirements.
They named 3 days just before it went along to. The newest appraisers was indeed within set of the 8AM. They went inside the, appeared the brand new specifications and did not really keep in touch with all of us that much. They just ran around to always check for every single space in your house.
After that which was it. We were advised to attend due to their email whether or not our mortgage could have been accepted or otherwise not accepted; but not, they currently cautioned united states that household we were seeking get was lacking step one meter in width on the conditions.
Mortgage Rejected
I received a message away from Pag-IBIG officially saying that the fresh size of our house don’t satisfy the standards, and this was you to definitely. Which was the termination of our very own feel……for the moment.
I noticed turning in a page regarding reconsideration, but the email clearly stated that we’d to address new procedure and you can invest in deciding to make the called for alter, and this i did not. Therefore we had to deal with our very own future and you will proceed.
Oh well, about you will find achieved an existence skills we is also use in the long term also to teach all of our kids when it’s its consider buy their property. We were, naturally, troubled, however, we’ll continue our very own hopes up to we ultimately discover set we could phone call home.